Who else can't sleep?

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  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    Something to do with the reconstruction costs apparently. 
  • kmakm
    kmakm Member Posts: 7,974
    @Kiwi Angel Me too Steph. Just caught the end of BCNA's Danielle Spence on ABC radio, went online and could only find one article that I couldn't read because it's behind a pay wall. And ditto for getting my money's worth from all the premiums I've ever paid.
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @kmakm - I had the same problem with the papers wanting payment to read the article. I want to know if it’s for new policies or they are changing existing policies. I know I’m stuck with HCF forever after this but I don’t want to have to pay even more a month to be able to get a new boob when I have been with them for 11 years. 
  • JJ70
    JJ70 Member Posts: 983
    Just caught that on the news too...are they f*#@in kidding? We are about $15 000 out of pocket. 
    I am lucky enough to be in  financially stable part of my life so chose immediate recon.
    I know women who have to wait 2 years on the public system and many women who have been broken financially due to BC. Wonder what BCNA are doing about it?
  • kmakm
    kmakm Member Posts: 7,974
    @Kiwi Angel I'm with them as well. They haven't batted an eyelid at my treatment. They came out at the top of a list ranking health funds quite recently. I am far from having top coverage. This kind of policy change would be disastrous for the public health system, and have great implications for the amount of work the private systems do in this area. I had chemo at a local private hospital. The ward was always full. I don't live in a wealthy area & I reckon this ward would just about empty if the breast cancer patients were financially locked out.
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @JJ70 @kmakm. I have heard that HCF is one of the best payers and I have had no problems to date with anything from my 3 surgeries to my private chemo. I have a friend who also had a prophylactic mastectomy/recon as she had the gene and it was a little more of a struggle but they did pay for hers. I am definately not top health cover maybe one or 2 down from that and that still costs $170 per month (not that I’m complaining at the moment with all this BC business). My hubby and I certainly aren’t rich, we live in Sydney so work to live, have very little savings as it’s hard to save paying rent (chance of getting a house is impossible) and we choose to travel and have fun instead of slogging for the impossible dream of house purchase (which given what has happened I’m glad I have enjoyed my life). I rely very much on my health insurance for what has happened and I have been very lucky to have minimal out of pocket costs - hopefully this continues for the reconstruction part of my journey. I think the BNCA or someone is meeting with the committee this morning or something about it. It’s a scary thought for so many women still to go through this journey that they could have the rug swept out from under them. 
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @kmakm as u say the strain on the public system is so much already. 
  • JJ70
    JJ70 Member Posts: 983
    The main concern to me is that at the moment only 60% of women aged 50+ actually go and get screened biannually.
    What will happen to those numbers if screening becomes an insurance issue. It is absolutely nuts. 
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @JJ70 that’s a big concern apparently that women won’t get screened - very scary!!
  • kmakm
    kmakm Member Posts: 7,974
    edited May 2018
    I agree @JJ70. Cost is always the first barrier.
  • Sister
    Sister Member Posts: 4,961
    I haven't seen the story but I'm assuming it's something to do with premiums?
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @sister they are wanting to make breast cancer treatment/reconstruction available only to women with top cover which will push people back into the public health system. 

    Feel like crap this cycle. More like the first one with the aches and fatigue - more nausea and headaches. Just keep thinking that next week I will start to feel better. 
  • kmakm
    kmakm Member Posts: 7,974
    @Kiwi Angel You will poor luv, it'll just be a slower process than at the start. Your body won't snap back as it's lost the ability to do that for now. It'll be slow but steady. Keep up the good nutrition, the regular exercise, and rest when your body says. You'll get there I promise. The week before my operation, which was six weeks after the end of my last three week cycle, I felt physically pretty good compared to the previous three months. Soon chemo will just be an unpleasant memory. K xox
  • Kiwi Angel
    Kiwi Angel Member Posts: 1,952
    @kmakm can’t happen soon enough. I’m lying on the lounge with absolutely no energy alternating between shivering and sweating. I’m really hoping by the end of this month I can actually do some exercise without feeling like I’m gonna have a heart attack. I’m gonna drag myself out to the supermarket with hubby soon - maybe some freezing cold fresh air will help. 
  • kmakm
    kmakm Member Posts: 7,974
    @Kiwi Angel Fingers crossed.
This discussion has been closed.