Forum Discussion

Mezza51's avatar
Mezza51
Member
8 years ago

Travel insurances

I have been diagnosed with metastatic breast cancer in the bone. Lesions in hips & neck of femur.  Other lesions in the thorax but not necessarily breast cancer.

My Oncologist has advised that it’s ok for me to travel nationally and internationally.  

Can anyone advise which Travel Inurance company has the most understanding method of assessing loading rates and exclusions.



  • HI Mezza

    I went skiing in Jan.  I had good comprehensive insurance for myself and 2 children with Medibank Private.
    I have multiple bone mets and last yr had 2 total hip replacements in May and then bilateral mastectomy and reconstruction in Sept.  I was on aromsin and affinitor for the trip - so when asked all the Q's - like does your Dr know?  I said yes, in fact she had given me her blessing!! Was asked if I had any need for pain killers - no, and other relatively easy q's that were fine to answer.  The "funny" question was - "is it terminal?" - to which I replied well, we're all terminal....
    But no, not in the short term!  The key thing was that I felt very confident that had I injured myself from a skiing incident/collision that was from a snowboarder for example going into me - I would have been covered even though the pre-existing cancer etc. was all documented.  Had I required medical intervention - as long as my oncologist was able to say that the incident did not occur FROM or as a result of my cancer mets - then indeed I would have had been covered.
    I felt very confident with this.
    Probably a little too much..... because I did have a funny incident where I actually had mild concussion so had to rest for ONE day - but I skied all the other 28 days!!
    Good luck
    Regards, Elaine
  • Sorry, should have included this in the previous post.  All Clear Travel Insurance also cover all medical conditions.  I haven't used them before, but did get a quote online.  

    Hope these help. 

    Cheers, 
    Jen
  • I've just taken out a policy with 1Cover for an cruise in April, all on the internet and they have included my BC in my policy.  

    Cheers, 
    Jen