im Plotting for a trip to UK and maybe Italy next year .I’d love to go,to other European countries as well but I’m not prepared to take the risk of,getting a cancer related complication in a non reciprocal country as I cannot afford to be $$$$$$ out of pocket with medical,expenses .a simple blood,infection or a new secondary popping up would cause major grief if in wrong country -it’s not a simple as saying hop in the next plane home and then get treatment .
I know others take the risk and go , without any cover as stage 4 basically cannot get medical,cover for anything cancer related . Im basically stable with only one bone secondary L3 , now radiated and that site now effectively “dead”. Having treatment with herceptin and perjeta to hold it all at bay . If you don’t state cancer on any insurance you’d run risk of invalidating all insurance if it should become evident you were less than forthcoming and ended up in hospital.
I’m thinking covermore myself - have used them before cancer , with no issues when I claimed ( once a lost camera, second time medical expenses with flu treated on a cruise )