Forum Discussion
Stork
8 years agoMember
Travel Insurance
Can anybody recommend a travel insurance company which covers breast cancer? My treatment finished in August 2017 but I am talking Tamoxifen I am seeing my Surgeon next week for my 1st anniversary check up fingers crossed
13 Replies
- kmakmMember@Stork Delhi, Ajmer, Pushkar, Jaipur, Agra, Delhi. Nothing too adventurous as we're five mums/aunt travelling with five daughters/niece. Perfect weather for travelling in the north this time of year. We often go in December.
- StorkMember@kmakm
Hi where in India are you going to?
When we were there they had a heatvave the weather is very pleasant now
Regards Stork - kmakmMemberI had no problems with TID (Travel Insurance Direct). Rang them this week, told them I'd had breast cancer, and for $90 I'm covered for everything except for BC related issues, for two weeks in India.
- StorkMemberI have my travel Insurance with Medibank Private for an extra premium they will cover the breast cancer, but with a couple of exceptions
The cancer has not metastasised and not having active treatment except for medications
Stork - StorkMemberHi Angiesg what company did you use
- angiesgMember
my surgery was Nov 2015, Radiation finished June 2016, Herceptin finished Dec 2016. Started Tamoxifen June 2016.
Travel was Sept 2017 for 3 weeks in the US
No problem at all covering me, which was great, highly recommend them
- arpieMember@angiesg
VERY interesting that they covered you for BC related as well! How long ago was your travel? I am Pretty sure I was only going to be covered if I had had no surgery/hospital for 2 years relating to an existing condition. My surgery was only 3 months prior to the travel And 3 weeks for rads. - angiesgMemberI did all my online and said I had a pre-existing illness which was cancer and then other questions came up about how long since I had finished active treatment and medication I was on. It then calculated it all. They then gave me a special letter saying that they were covering me for it etc. Was very simple process. So if anything BC happened I was covered and I was naturally covered for saying if I broke a leg, which would have had nothing to do with the BC.
- arpieMember@Stork
Yes - from memory it doesn't specifically mention BC - so I rang them.
Basically, you are NOT covered if anything happens re the BC (or anything relating to it) whilst you are away. So, if you've had your surgery & recovered well, and/or had radiation etc I am pretty sure you can't claim it as an 'illness' during the length of your trip if anything can be related to it. If you fall and break a limb or lose luggage or have a heart attack (anything NOT related to the pre-existing condition) you SHOULD be covered! Same with cancellations before actually leaving on the trip etc - so long as it doesn't relate to your BC - you should be covered!
Give them a call. It is a Pre Existing condition - not an 'existing one'. - StorkMemberHi Arpie and Angiesg did you advise Covermore about the B/C when you applied for the travel insurance?