I went skiing in Jan. I had good comprehensive insurance for myself and 2 children with Medibank Private. I have multiple bone mets and last yr had 2 total hip replacements in May and then bilateral mastectomy and reconstruction in Sept. I was on aromsin and affinitor for the trip - so when asked all the Q's - like does your Dr know? I said yes, in fact she had given me her blessing!! Was asked if I had any need for pain killers - no, and other relatively easy q's that were fine to answer. The \"funny\" question was - \"is it terminal?\" - to which I replied well, we're all terminal.... But no, not in the short term! The key thing was that I felt very confident that had I injured myself from a skiing incident/collision that was from a snowboarder for example going into me - I would have been covered even though the pre-existing cancer etc. was all documented. Had I required medical intervention - as long as my oncologist was able to say that the incident did not occur FROM or as a result of my cancer mets - then indeed I would have had been covered. I felt very confident with this. Probably a little too much..... because I did have a funny incident where I actually had mild concussion so had to rest for ONE day - but I skied all the other 28 days!! Good luck Regards, Elaine","board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"conversation":{"__ref":"Conversation:conversation:30008"},"author":{"__typename":"User","login":"ElaineG"},"postTime":"2018-03-23T21:45:11.000-07:00","kudosSumWeight":1}},{"__typename":"MessageEdge","cursor":"MjUuMnwyLjF8b3w1fDE0OjAsMzk6MXwy","node":{"__typename":"ForumReplyMessage","uid":30012,"body":"Hi Elaine,
Thanks so so much for your message. You’re amazing! So pleased you were able to go skiing, with the knowledge that you were covered by insurance. Like you, my oncologist has given the all clear for me to travel and positively encouraging it..We were in Japan about 18 months ago, thigh not skiing, such a wonderful country to visit. Can’t wait to go back. We travel quite a bit and I have no intention of cutting that out of our lives.
However, Not having much luck so far with travel insurance. Tried 1Cover, as suggested by Jen, but on the basis of my answers to their questions re pre-existing conditions, they’ve declined to offer any cover, even with a loading! Same with RACV.
i think the issue is my response to the question “are you having ongoing treatment” which included chemo, radition & oral chemo. As I’m starting in KisQuali this week together with Femara, which I’ve been on since my diagnosis about 3 weeks ago, I have answered “yes”. But when I looked on the Novartis’ (company supplying the drug) website, it just refers to KisQuali as the “first hormone based therapy...”
So.... On Monday when I contact other companies including Medibank Private that’s how I’ll answer those questions.
One more question please, did Medibank Private impose a loading to cover your Mets?
Best wishes
mer
","board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"conversation":{"__ref":"Conversation:conversation:30008"},"author":{"__typename":"User","login":"Mezza51"},"postTime":"2018-03-23T22:39:08.000-07:00","kudosSumWeight":1}},{"__typename":"MessageEdge","cursor":"MjUuMnwyLjF8b3w1fDE0OjAsMzk6MXwz","node":{"__typename":"ForumReplyMessage","uid":30009,"body":"I've just taken out a policy with 1Cover for an cruise in April, all on the internet and they have included my BC in my policy.
Cheers, Jen","board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"conversation":{"__ref":"Conversation:conversation:30008"},"author":{"__typename":"User","login":"Jen001"},"postTime":"2018-03-13T23:33:16.000-07:00","kudosSumWeight":0}},{"__typename":"MessageEdge","cursor":"MjUuMnwyLjF8b3w1fDE0OjAsMzk6MXw0","node":{"__typename":"ForumReplyMessage","uid":30010,"body":"Sorry, should have included this in the previous post. All Clear Travel Insurance also cover all medical conditions. I haven't used them before, but did get a quote online.
Hope these help.
Cheers, Jen","board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"conversation":{"__ref":"Conversation:conversation:30008"},"author":{"__typename":"User","login":"Jen001"},"postTime":"2018-03-13T23:41:53.000-07:00","kudosSumWeight":0}},{"__typename":"MessageEdge","cursor":"MjUuMnwyLjF8b3w1fDE0OjAsMzk6MXw1","node":{"__typename":"ForumReplyMessage","uid":30013,"body":"Hi Mezza lots of posts already so do search..here Some of us with mets have used Covermore . they cover most things for us except the medical due to mets issues Depends which countries you visit as Australia gov has reciprical medical hospital..ie NZ Great Britan and som e Scandivanian countries","board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"conversation":{"__ref":"Conversation:conversation:30008"},"author":{"__typename":"User","login":"brightspace"},"postTime":"2018-03-24T01:56:16.000-07:00","kudosSumWeight":0}}]},"cachedAsset({\"assetId\":\"Common\",\"assetType\":\"quiltWrapper\",\"lastModified\":\"1744167806970\",\"locale\":null,\"node\":null})":{"__ref":"CachedAsset:quiltWrapper:breastcanceraus.prod:Common:1744167806970"},"cachedText({\"lastModified\":\"1742938040000\",\"locale\":\"en-US\",\"namespaces\":[\"components/common/ActionFeedback\"]})":[{"__ref":"CachedAsset:text:en_US-components/common/ActionFeedback-1742938040000"}],"cachedAsset({\"assetId\":\"custom.widget.Custom_Footer-en-US\",\"assetType\":\"component\",\"lastModified\":\"1744167892615\",\"locale\":null,\"node\":null})":{"__ref":"CachedAsset:component:custom.widget.Custom_Footer-en-1744167892615"},"cachedText({\"lastModified\":\"1742938040000\",\"locale\":\"en-US\",\"namespaces\":[\"components/community/Breadcrumb\"]})":[{"__ref":"CachedAsset:text:en_US-components/community/Breadcrumb-1742938040000"}],"cachedText({\"lastModified\":\"1742938040000\",\"locale\":\"en-US\",\"namespaces\":[\"components/messages/MessageBanner\"]})":[{"__ref":"CachedAsset:text:en_US-components/messages/MessageBanner-1742938040000"}],"cachedText({\"lastModified\":\"1742938040000\",\"locale\":\"en-US\",\"namespaces\":[\"components/messages/RelatedContentWidget\"]})":[{"__ref":"CachedAsset:text:en_US-components/messages/RelatedContentWidget-1742938040000"}],"cachedText({\"lastModified\":\"1742938040000\",\"locale\":\"en-US\",\"namespaces\":[\"components/messages/MessageListForNodeByRecentActivityWidget\"]})":[{"__ref":"CachedAsset:text:en_US-components/messages/MessageListForNodeByRecentActivityWidget-1742938040000"}],"coreNodes({\"constraints\":{\"id\":{\"in\":[\"community:nkyiu94732\",\"category:newly-diagnosed\",\"category:treatment-and-surgery\",\"board:living-with-and-beyond-breast-cancer\",\"category:lifestyle-and-wellbeing\",\"board:living-with-metastatic-breast-cancer\",\"board:clinical-trials-and-research\",\"category:carers\",\"category:social-zone\",\"board:general-discussion\",\"category:groups\",\"grouphub:autismspectrumdisorderandbreastcancer\",\"grouphub:bcna-mod-squad\",\"grouphub:breast-cancer-childlessness-and-us\",\"grouphub:carers-corner\",\"grouphub:christians-diagnosed-with-breast-cancer\",\"grouphub:choosing-breast-reconstruction\",\"grouphub:first-peoples\",\"grouphub:flat-chat-no-breast-reconstruction\",\"grouphub:hereditarygeneticmutationandbreastcancer\",\"grouphub:invasive-lobular-cancer\",\"grouphub:lets-talk-about-vaginas\",\"grouphub:lgbtiq-breast-cancer-network\",\"grouphub:livinginregionalruralandremoteareas\",\"grouphub:living-with-metastatic-cancer\",\"grouphub:men-living-with-breast-cancer\",\"grouphub:triple-negative-breast-cancer\",\"grouphub:triplepositivebreastcancer\",\"grouphub:young-women\",\"grouphub:work-and-breast-cancer\",\"board:news-and-events\"]}},\"first\":31})":{"__typename":"CoreNodeConnection","edges":[{"__typename":"CoreNodeEdge","node":{"__ref":"Community:community:nkyiu94732"}},{"__typename":"CoreNodeEdge","node":{"__ref":"Category:category:groups"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:autismspectrumdisorderandbreastcancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:bcna-mod-squad"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:breast-cancer-childlessness-and-us"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:carers-corner"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:christians-diagnosed-with-breast-cancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:choosing-breast-reconstruction"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:first-peoples"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:flat-chat-no-breast-reconstruction"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:hereditarygeneticmutationandbreastcancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:invasive-lobular-cancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:lets-talk-about-vaginas"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:lgbtiq-breast-cancer-network"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:livinginregionalruralandremoteareas"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:living-with-metastatic-cancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:men-living-with-breast-cancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:triple-negative-breast-cancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:triplepositivebreastcancer"}},{"__typename":"CoreNodeEdge","node":{"__ref":"GroupHub:grouphub:young-women"}},{"__typename":"CoreNodeEdge","node":{"_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The information available on the Breast Cancer Network Australia website is not medical advice and is provided for information purposes only. It should not be viewed as a replacement for a consultation with a qualified medical professional. Our website is designed to offer information and support to the general public. Be aware that we do not provide any medical advice, and for medical advice we recommend you speak to a qualified medical professional or doctor.
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Travel insurances","moderationData":{"__ref":"ModerationData:moderation_data:30011"},"body":"HI Mezza
I went skiing in Jan. I had good comprehensive insurance for myself and 2 children with Medibank Private. I have multiple bone mets and last yr had 2 total hip replacements in May and then bilateral mastectomy and reconstruction in Sept. I was on aromsin and affinitor for the trip - so when asked all the Q's - like does your Dr know? I said yes, in fact she had given me her blessing!! Was asked if I had any need for pain killers - no, and other relatively easy q's that were fine to answer. The \"funny\" question was - \"is it terminal?\" - to which I replied well, we're all terminal.... But no, not in the short term! The key thing was that I felt very confident that had I injured myself from a skiing incident/collision that was from a snowboarder for example going into me - I would have been covered even though the pre-existing cancer etc. was all documented. Had I required medical intervention - as long as my oncologist was able to say that the incident did not occur FROM or as a result of my cancer mets - then indeed I would have had been covered. I felt very confident with this. Probably a little too much..... because I did have a funny incident where I actually had mild concussion so had to rest for ONE day - but I skied all the other 28 days!! Good luck Regards, Elaine","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"208","kudosSumWeight":1,"repliesCount":0,"postTime":"2018-03-23T21:45:11.000-07:00","lastPublishTime":"2018-03-23T21:45:11.000-07:00","metrics":{"__typename":"MessageMetrics","views":0},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"community:nkyiu94732board:living-with-metastatic-breast-cancer/message:30008/message:30011","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"readOnly":false,"editFrozen":false,"body@stringLength":"1376","rawBody":"HI Mezza
I went skiing in Jan. I had good comprehensive insurance for myself and 2 children with Medibank Private. I have multiple bone mets and last yr had 2 total hip replacements in May and then bilateral mastectomy and reconstruction in Sept. I was on aromsin and affinitor for the trip - so when asked all the Q's - like does your Dr know? I said yes, in fact she had given me her blessing!! Was asked if I had any need for pain killers - no, and other relatively easy q's that were fine to answer. The \"funny\" question was - \"is it terminal?\" - to which I replied well, we're all terminal.... But no, not in the short term! The key thing was that I felt very confident that had I injured myself from a skiing incident/collision that was from a snowboarder for example going into me - I would have been covered even though the pre-existing cancer etc. was all documented. Had I required medical intervention - as long as my oncologist was able to say that the incident did not occur FROM or as a result of my cancer mets - then indeed I would have had been covered. I felt very confident with this. Probably a little too much..... because I did have a funny incident where I actually had mild concussion so had to rest for ONE day - but I skied all the other 28 days!! Good luck Regards, Elaine","images":{"__typename":"AssociatedImageConnection","edges":[],"totalCount":0,"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"timeToRead":1,"currentRevision":{"__ref":"Revision:revision:30011_1"},"latestVersion":null,"messagePolicies":{"__typename":"MessagePolicies","canModerateSpamMessage":{"__typename":"PolicyResult","failureReason":{"__typename":"FailureReason","message":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","key":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","args":[]}}}},"User:user:20039":{"__typename":"User","id":"user:20039","uid":20039,"login":"Jen001","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2017-05-30T22:22:14.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://onlinenetwork.bcna.org.au/legacyfs/online/avatarstock/pWY4URWGLGO4D.png"},"rank":{"__ref":"Rank:rank:39"},"entityType":"USER","eventPath":"community:nkyiu94732/user:20039"},"ModerationData:moderation_data:30010":{"__typename":"ModerationData","id":"moderation_data:30010","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:30010":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:20039"},"id":"message:30010","revisionNum":1,"uid":30010,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:living-with-metastatic-breast-cancer"},"parent":{"__ref":"ForumTopicMessage:message:30008"},"conversation":{"__ref":"Conversation:conversation:30008"},"subject":"Re: Travel insurances","moderationData":{"__ref":"ModerationData:moderation_data:30010"},"body":"Sorry, should have included this in the previous post. All Clear Travel Insurance also cover all medical conditions. I haven't used them before, but did get a quote online.
Hope these help.
Cheers, Jen","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"228","kudosSumWeight":0,"repliesCount":0,"postTime":"2018-03-13T23:41:53.000-07:00","lastPublishTime":"2018-03-13T23:41:53.000-07:00","metrics":{"__typename":"MessageMetrics","views":0},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"community:nkyiu94732board:living-with-metastatic-breast-cancer/message:30008/message:30010","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"readOnly":false,"editFrozen":false,"body@stringLength":"264","rawBody":"Sorry, should have included this in the previous post. All Clear Travel Insurance also cover all medical conditions. I haven't used them before, but did get a quote online.
Hope these help.
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