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TPD Claim
Just wondering if anyone on here has successfully claimed TPD insurance for Early Breast Cancer? Surgery x2/Chemo/Radiation, post treatment medication and more surgery needed next year. I am physically and mentally unable to return to past job. I am not saying I will never work again; but I am unable to return to any work…
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Public vs private cost info
Hi everyone :) I was diagnosed with breast cancer on Dec 7 and had a lumpectomy through a private hospital on the 15th. It all happened very fast and I am new to Australia so was trying to get my head around the system, Medicare etc. I do have health insurance but I've been a bit surprised at the amount of out of pocket…
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Metastatic Mess: Self employed, no super, life or income protection, expired health insurance
Firstly, I hope everyone is feeling the best they can, and keeping positive... or doing whatever works for you if you're sick of people always saying "be positive" :) I feel really silly (and irresponsible) finding myself in this situation of being self-employed, with no super, life/income protection, and to top it…
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What a time to find out you're not covered by HBF! And can I save my nipple?
I was diagnosed just over a week ago. Amid all the shock, at least in the back of my mind I thought, at least I'm covered with HBF. It was only when I was sitting in the office at the private hospital that the receptionist told me my HBF card wasn't working and I called them and they told me they cancelled my policy in May…
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Recommendations for private health insurer for reconstruction surgery
Hi, I have not had private health insurance before and bit confused with it all. I was after some recommendations for PH insurance providers for when I proceed with my recon surgery.
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Public or Private (please help!!)
After diagnosis of High Grade DCIS with Mastectomy required. My husband and I are both on the aged pension, and have struggled to maintain private health insurance. I live in a rural area which has no access to reconstruction surgery in the private or public system so I need to go to Melbourne. What worries me a lot is the…
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Life Insurance
Has anyone had trouble getting life insurance approved after being diagnosed with BC? I have been refused Income Protection and Trauma Insurance and what Death cover I can get (with exclusions) is very heavily loaded.
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private insurance
Hi, not sure but did someone comment that their private health provider wasn't going to let them claim on fat transfer / grafting costs but then after discussion said they could claim on their private health insurance? not sure where I read this, maybe it was on the 'reclaim your curves' website. I will check them out as…