What a time to find out you're not covered by HBF! And can I save my nipple?

Regarding your nipple it just depends on the location of your tumor. Mine was very close to my nipple and I decided not to attempt to save it as I didn't want to risk no clear margins and also had the other removed with the breast as it seemed pointless saving one. The surgeon didn't think he would be abke to gey clear margins from the beginning.
Even if you save the nipple it doesn't retain the sensation at all. So just be aware of that.
I've gone on to have a nipple reconstruction and eventually will have a tattoo to complete.