@sandramj. I thnk you are spot on in that there is the wrong assumption that because you have private health insurance you are wealthy. My husband and I are still working with two teenagers in the house. We are in no way wealthy. I thnk the letter to the Drs is a great idea. The breast care nurses when I finally caught up with them said it is often hard for them to catch up with private ladies. Sadly the nurses in the private chemo unit where I went were not very welcoming to them. I hope you follow the McGrath link that someone gave you. I found they are often very busy, but if I left a phone message they always got back to me. Hugs. Paula xx