Disappointed and confused by the system

Afraser, I am glad your mother had a relatively comfortable later life and a peaceful passing. I should say my dad did best of all: he was 78, he slipped his boat on a full moon in June, put on his pyjamas, went to bed and died in his sleep of a heart attack. He was alone at the time at our river house, nobody found him for a couple of days. I think that is the kind of thing I always had in mind. So glad to hear you are doing so well and enjoying your life now, while still aware of the other eventualities. I guess I just need to get through this decision-making stuff and begin to feel a bit stronger again.