Hi there
Welcome to the cancer club. Sad that you had to join. But know that in Australia the best care is given to you and everything offered to you is in your best interest. We live in a great time and great country.
I went through the private system for surgery and chemotherapy at westmead private. My oncologist was relieved when he found out I had private health insurance. THe quality of care doesn't differ but the ability to find a car park space does. Almost impossible at the public hospital. Not an issue at the private. It depends on how much you value your time. Out of pocket expenses almost negligible. My private health fund and medicare covered all my surgeons expenses regarding the mastectomy. The anaesthetist was about $500 out of pocket but I didn't think to ask for bulk billing as suggested above.
The out of pocket for me was not being able to work. But thankful that we managed well without needing to. I just finished chemo. I wore my wig whenever I went out. Has your sister enrolled in the look good feel better course. It is fantastic and you get great tips and free make up. I went to a wig shop in piccadilly mall in the city called wig affair. It cost me $450. The shop is run by hairdresses and they did a fantastic job picking out a wig that suited me and then trimmed it to my face. I have never had so many compliments about my hair in my life. Strangers have walked up to me and complemented me. Some friends asked if I could grow my hair to be like my wig. Unfortunately genetically impossible.
So three things I recommend
1. Go to the look good feel better course, ASAP
2. Get a great wig, you can do this before your hair falls out
3. If you can go private do so.
I also have a blog
myjourneyupdate.wordpress.com
Hope it doesn't bore you too much
Let us know how you go.
love
Julie