Forum Discussion
Financial Distress
feeling depressed, Trying to access super under compassionate grounds and got rejected, Can't work, can't get the dsp been knocked back as not stable bills are getting bigger and bigger and home loan in jeopardy. Have been told the only way to do this is to let the house go into foreclosure stage then they will pay the loan. Yet during covid they allowed everyone no clauses to access their super and not taxed. Has anyone got any suggestions 
can't even get income protection as have no job
oh and mortgage insurance won't cover me unless I had a job
Also have used my accesss to super once this year to pay bills under financial hardship
22 Replies
- Pleased to hear that all went well. Take time now to recover and look after yourself. 💖
- arpie said:All the best for your surgery this week @Suzie82 xx
rest up, take care xxHi ArpieThank you for your well wishes. I nearly didn't go ahead with the surgery. The morning of surgery I started getting hysterical and freaking out and flatly refused to have it done. My Dad took me to the hospital and said we need to talk with the surgeon. The surgeon was so nice and caring and understanding. He explained to me if I don't have it done I will most likely get a recurrence as I tested positive for the Brac1 gene and he said you will have to go through it all again. If you have it done you will not be looking over your shoulder. I chose to have it done. I went home the next day from hospital. The staff were amazing and no pain at all apart from a little that night of the surgery. I am now recovering nicely and am so pleased I made the right choice, I see the surgeon again this Friday annd hope to get the stitches out. Hope you are doing well and thank you again xo - All the best for your surgery this week @Suzie82 xx
rest up, take care xx - iserbrown said:@Suzie82
I am late to this discussion.
Did you know there's a fact sheet on the BCNA website on this very topic. Here's the link
https://www.bcna.org.au/resource/fact-sheet-financial-and-practical-assistance/
Hope that helps and best wishes with your ongoing treatment
Take careHi IserbrownThank you yes I found it helpful much appreciated - @Suzie82
I am late to this discussion.
Did you know there's a fact sheet on the BCNA website on this very topic. Here's the link
https://www.bcna.org.au/resource/fact-sheet-financial-and-practical-assistance/
Hope that helps and best wishes with your ongoing treatment
Take care - If you have a double mastectomy next week, then I agree with @June1952, definitely just focus not on that right now. Your health is much more important than any houses or bills or money. I was in a similar situation and managed to get by, so you will too. There are options, as we can see from the suggestions from the other ladies. A financial planner would be good. But for now, the dmx. Get yourself prepared for that. Everything else will sort itself out 💕
- Keeping_positive1 said:You might be eligible to get access to a Financial Planner (pro bono) through the Cancer Council. Also depending which state you are in you may be eligible for assistance to pay your utility bills. Please don't make any permanent decisions to a temporary problem without seeking expert advise on financial matters. I engaged a Financial Planner that guided me through so I didn't lose my home and also unable to return to work I claimed a TPD through my superannuation fund.
I wish you all the best with your upcoming surgery. Take care. xxHi Keeping positveThank you for your message and tips. I have had several people mention tpd to me so will be looking into that. You take care also xx - You might be eligible to get access to a Financial Planner (pro bono) through the Cancer Council. Also depending which state you are in you may be eligible for assistance to pay your utility bills. Please don't make any permanent decisions to a temporary problem without seeking expert advise on financial matters. I engaged a Financial Planner that guided me through so I didn't lose my home and also unable to return to work I claimed a TPD through my superannuation fund.
I wish you all the best with your upcoming surgery. Take care. xx - arpie said:Definitely chat with the Social Worker at the hospital - let the ward staff know, so you can see them after the op. I've recently chatted with the Social Worker at our local private hospital & she's been wonderful in pointing us in the right direction for getting assistance for my husband who is now on permanent chemo, including helping us with one big bill.
They will know all the local people to make contact with to help you - Good luck xx
Thank you Arpie I will definately have a chat with the social worker. I am glad you and your husband were able to get some assistance. Good luck with everything also xx - Definitely chat with the Social Worker at the hospital - let the ward staff know, so you can see them after the op. I've recently chatted with the Social Worker at our local private hospital & she's been wonderful in pointing us in the right direction for getting assistance for my husband who is now on permanent chemo, including helping us with one big bill.
They will know all the local people to make contact with to help you - Good luck xx
