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Deenick's avatar
Deenick
Member
12 years ago

Travel Insurance

Hi,

Has anyone had any luck with getting travel insurance for BC treated within the last two years?

We want to travel to the States later this year.

My wife had surgery over 12 months ago but there are very few who will insure her and then its so expensive.  I have found two companies but price ranges from $900 to $2300. I just don't understand the risk but not prepared to go without.

Comments / feedback will be appreciated.

Cheers

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  • Deenick's avatar
    Deenick
    Member
    12 years ago
    Hi Ladies, (I assume you all read this post hence I have not replied to separately ) Thank you for your responses. So far I have only two companies that will cover my wife. Columbus and insureandgo. The first is the cheapest at $930 the other is $1300. Covermore won't cover, but will check this out. Apparently they changed hands in Jan 2014 and now take a much harder line. Disappointingly Seniors would not cover neither. Also tried Needabroker who were helpless. I would risk not covering however going to States I have heard of to many horror stories plus insurance companies will look for any excuse not to pay. I would never forgive myself if anything happened and my wife could not get treated because we were not insured. Cheers
  • mum2jj's avatar
    mum2jj
    Member
    12 years ago
    I will copy the content of a post I saved that was posted on 21 Sept 2013. I saved it at the time as I thought I might need it one day. "After getting letters from my GP and Oncologist, it turned out I didn't need them after all. In their Product Disclosure Statement, Covermore lists conditions they automatically cover for free. For several cancers, including breast: if you were diagnosed over 6 months ago, have not had any chemo or radio in the past 6 months, if your cancer has not spread beyond the primary site at any time - and if your journey is for less than 6 months duration - you automatically get their full cover. I rang to check. True. They emailed me a policy on the spot. No letters needed. No excess to pay." I don't have any idea re price etc. Louie that is very interesting what your friend told you. I have also been told that you can get insurance, just not for any breast cancer related problems. Good luck. Paula
  • mum2jj's avatar
    mum2jj
    Member
    12 years ago
    I will copy the content of a post I saved that was posted on 21 Sept 2013. I saved it at the time as I thought I might need it one day. "After getting letters from my GP and Oncologist, it turned out I didn't need them after all. In their Product Disclosure Statement, Covermore lists conditions they automatically cover for free. For several cancers, including breast: if you were diagnosed over 6 months ago, have not had any chemo or radio in the past 6 months, if your cancer has not spread beyond the primary site at any time - and if your journey is for less than 6 months duration - you automatically get their full cover. I rang to check. True. They emailed me a policy on the spot. No letters needed. No excess to pay." I don't have any idea re price etc. Louie that is very interesting what your friend told you. I have also been told that you can get insurance, just not for any breast cancer related problems. Good luck. Paula
  • LouiseTurner's avatar
    LouiseTurner
    Member
    12 years ago

    Hi ladies,

    I am planning a trip to Hawaii later this year and have had similiar thoughts. My travel agent friend advised that because no company will insure me, or if they do it will be mightly expensive, it is better to not declare the BC diagnosis and get insurance like anyone else.

    Then if there is an incident, you will be covered, just not anything related to breast cancer.

    There is info here on BNCA website http://www.bcna.org.au/fact-sheets-and-booklets#travel this link it to the page and its at the bottom of the list. I could only view it if I saved it.

    I am happy with this but I will be interested in reading others views.

  • LouiseTurner's avatar
    LouiseTurner
    Member
    12 years ago

    Hi ladies,

    I am planning a trip to Hawaii later this year and have had similiar thoughts. My travel agent friend advised that because no company will insure me, or if they do it will be mightly expensive, it is better to not declare the BC diagnosis and get insurance like anyone else.

    Then if there is an incident, you will be covered, just not anything related to breast cancer.

    There is info here on BNCA website http://www.bcna.org.au/fact-sheets-and-booklets#travel this link it to the page and its at the bottom of the list. I could only view it if I saved it.

    I am happy with this but I will be interested in reading others views.

  • margiemoo's avatar
    margiemoo
    Member
    12 years ago

    I have some travel plans to bali and a cruise later this year and have not looked at the travel insurance yet - will be interesting to see what people say.