Forum Discussion
Wonk
7 years agoMember
Is detecting BC classified as a pre-existing condition?
I changed Health Insurers in April. Kept the same level of cover. There’s no problem with my impending hospital stay, however my fund asked me if it is a pre-existing condition. My last mammogram screening was October 2016, my next was October 2018. No signs or symptoms in between. So when my breast cancer was detected last week does this mean it pre-existed in April for the purposes of health fund claims? Just curious to see if anyone has had the same thing happen?
26 Replies
- WonkMemberThank you ladies for all your thoughts. Surgery went well and I’m feeling good now that I’m back home today. Next anxious wait for the pathology tests next week.
- arpieMemberAll the best for your surgery @Wonk - make haste slowly - keep your meds 'up' to control the pain/discomfort whether you think you need it or not ..... and ask away if you have any questions that we may help you with. xx
- BroniDMemberMorning @Wonk. Thinking of you today.. Stay strong..
- kmakmMember@Wonk I did a bit more than usual when I was having chemo. I loved it!
- WonkMemberThanks @Mjheke I am actually a distance from my GP (I've followed her everywhere for the last 25 years!).
You're right, I don't need the stress right now, I'll just wait until later when I'm home recovering and sort things out then.
Hmmm @kmakm I think I'm going to discover online shopping big time when I'm home all day...good opportunity to shop for Christmas. Knew there'd be an upside to this. - lrb_03MemberMany GP practices and hospitals don't use email to send confidential patient related material because of a (perceived, I think) lack of security. Part of that concern is valid, if it gave the wrong people the ability to hack in to patient information. I believe many practices, their email accounts are on totally separate servers to the practice server, which has all the patient data
- kmakmMember@Wonk You may have heard of this little thing called online shopping... ;)
- MjhekeMemberThe Ironic thing about that is that your Health insurance company will want you to email the forms to them! And what choice do you have if you want it done ASAP? Are you a distance to travel to your GP? Is there someone who can pick them up for you?
The other option is that on my forms there was a fax number that you could fax the form to the insurance company-Is it possible to get the GP reception to fax it directly to them?
You really don't need this stress with everything else going on...Deep breath.
Hugs,
Michelle x - WonkMemberFrustration over paperwork! My GP completed the form today, but her receptionist would not email it as it 'contravenes their privacy policy'. So now it is in the post. I doubt I'll see it until the end of the week (after the operation). The specialist had no problem emailing his back. All it means is I have to pay the excess up front, and I'll get it back if the paperwork goes through. Not like I'm going to be out at the shops spending any money after the operation anyway!
- WonkMemberHi @BroniD, from what I’ve now read we should be fine. The health care fund have given me a form to send to both my GP and Specialist to provide history about the condition. I also need a copy of my GP’s referral letter and and authority to release information form. Once I have everything I send them to the health fund and they get an independent medical assessor to decide. As @mjheke said I’ll put a note on these requesting them to fast track their assessment. All the best with yours.