Thanks ladies. If they deem it to be a pre-existing condition, I will have to pay $500 excess (as this was under my old fund), whereas there is no excess under the new fund.
I found some fine print in the policy. Can you interpret this wording? It's the last line that I find unclear.
"A pre-existing condition is where signs or symptoms of your ailment, illness or condition, in the opinion of a medical practitioner appointed by us (not your own doctor), existed at any time during the six months before the day on which you purchased your health insurance or upgraded to a higher level of hospital cover. The medical practitioner we appoint must consider any information regarding signs or symptoms provided by your own treating general practitioner and/or specialist. It is not necessary that you or your doctor knew what your condition was or that the condition had been diagnosed."
