I have just done an income protection insurance claim through my superannuation . I didn’t have much at all, only the two units they tend to sign you on with and you opt out if you don’t want it!
Anyway im only going to claim a couple of months as I’ll go back to work in a few more weeks but I just wanted to comment that the actual application process is quite ridiculous . Designed to discourage an application!! In the end I had amassed 100 pages of all the evidence they requested ( including the medical and employer reports) .
I almost gave up and I’m sure many would if only claiming for a short period 🙄