Income Protection
Hi, Long introduction: One of the things I've been grappling with is going back to work. As my diagnosis came almost at the end of the school year and I work in the education sector, I'm off work for...
Forum Discussion
Hi @Sister,
I live in the Adelaide Hills and am a School Services Officer. I am currently on income protection insurance through SuperSA. I have been off work since Term 3 2017. I was diagnosed with breast cancer in May 2017. I used 30 days of my super before I could claim income protection. Although while I was on the 30 days paid leave I put in for leave without pay dated at the end of my paid leave and put in my claim before my 30 days was up as there is a 8-10 week waiting period before you find out if your claim is accepted. But as I kept saying to my husband surely they won't knock back a cancer patient! It is so confusing! We weren't in a financial position for me not to claim it. I had to have 51/2 months of chemo plus an operation and now after being all excited about returning to work on a return to work program I have been told I need radiotherapy so have now applied to keep on income protection until Term 2. I thought I would be fine to work all through my treatment but am so glad I didn't, everyone was getting sick at work and I'm so glad I avoided that. Other staff members who have had breast cancer and needed radiotherapy regret not taking income protection insurance and advised me to stay on it until all my treatment is finished, I'm so glad I've taken their advice as on some days you do feel good but others not and you need to give yourself time to heal. I feel guilty for not being at work and wish I was there. But am so lucky I work in a very supportive school.
I wish you all the best xo
I live in the Adelaide Hills and am a School Services Officer. I am currently on income protection insurance through SuperSA. I have been off work since Term 3 2017. I was diagnosed with breast cancer in May 2017. I used 30 days of my super before I could claim income protection. Although while I was on the 30 days paid leave I put in for leave without pay dated at the end of my paid leave and put in my claim before my 30 days was up as there is a 8-10 week waiting period before you find out if your claim is accepted. But as I kept saying to my husband surely they won't knock back a cancer patient! It is so confusing! We weren't in a financial position for me not to claim it. I had to have 51/2 months of chemo plus an operation and now after being all excited about returning to work on a return to work program I have been told I need radiotherapy so have now applied to keep on income protection until Term 2. I thought I would be fine to work all through my treatment but am so glad I didn't, everyone was getting sick at work and I'm so glad I avoided that. Other staff members who have had breast cancer and needed radiotherapy regret not taking income protection insurance and advised me to stay on it until all my treatment is finished, I'm so glad I've taken their advice as on some days you do feel good but others not and you need to give yourself time to heal. I feel guilty for not being at work and wish I was there. But am so lucky I work in a very supportive school.
I wish you all the best xo