@SueD...I also did all my 'admin housekeeping'. My husband and I drew up a contemporary will (the original was drawn up in 1979 when we were married). I also appointed my husband and daughter as Enduring Guardians to enable either of them to make medical decisions on my behalf if I was unable, and also Power of Attorney to my daughter to enable her to pay bills, access bank and so on if both "My Bearded One" and I were incapacitated at the same time...such as a car accident. I didn't want any problems for my kids regarding these matters if the excrement hit the cooling device.