I’m in a grey area and confused

Ah the old "grey area" comment. In other words, we don't know so we will leave the decision to you. Forgive me for my harsh attitude however these decisions are very hard to make as a lot of fear is put into us. I did not take the oncotype test because I knew I did not want chemo and as with everything else with my cancer, 50 yrs old, Grade 2 Stage 2 invasive and grade 2 dcis, my rad onc called me a fence sitter. (she was joking, and I laughed) I assumed my oncotest would come back right down the middle and Id be $5000 poorer still with a decision to make. So going by my predict test of 3 % benefit for chemo, I chose not too. My surgeon removed all the tumour which was contained in dcis after two operations. I figure that the dcis contained it from spreading. I had three lymph nodes removed all clear.
I will be doing radiation and hormone blockers but am not prepared to totally kill everything in my body on such a small chance. 
I wish you the best for your decision. Dont let people rush you. My med onc called me within 24 hours of my first appt with her and asked what I was going to do. I said I need time to make the decision. Its very different for the drs and hospital on a timeframe but that shouldnt pressure you into a decision that is very hard to make. There are a lot of factors in our lives, family, work, finance, faith etc and these all need to weighed up for you to be ready in your decision and move forward with confidence.