@DCP, if you google you can usually find reviews from people who use the company. I am not sure about insure and go, but I have been insured with a different company who insured after BC and had a great premium, however when I googled reviews next time I was traveling they were appealing from people who had tried to claim. Luckily I hadn’t needed to claim. We went with covermore after that. Their reviews re claims etc were much better. They were however more expensive. It’s a matter of weighing up risks. The other thing you can do if the trip is soon and you are well is just not get cover for BC. You can be covered for accidents etc.
let us k ow of you get good reviews with insure and go.
Paula xxx