Forum Discussion
ShazS
9 years agoMember
Superannuation
Hi All, Just venting my frustrations, for two days I have emailed the super I have like many of others have about trying to access some of my super to help out with the incoming house hold bills mortgage ect. We all know firstly being diagnosed one tends to go into shock, then the realisation of appts, surgery , all else that comes our way. Then all of a sudden the reality of when one has ceased work for now one wage carrying the burden of which I am lucky as there are others on there own of which I feel for. Anyway I have to be dying or dead of which what good is the mulla then, of which I am alive today and the bills don't go away, I have asked for all superannutions have a policy for people who for unforeseen illness comes out the blue, to have access to there super . I was suggested Centrelink well nothing against Centrelink when you need it and are genuine , I replyed would you stand in line for hours, talk to ten different people of whom know nothing about what you need , then fog you off to the next person so on and on. Telling complete strangers your private business then comes all the forms to go over the same thing all the stupid questions ect. No one should be put through all this no need rigromole of the humiliation , shame, of the red tape. Why can't there be a policy put in place to access ones super , a doctors letter for evidence of the illness. We would like to keep our dignity and be treated with the up most respect , I was told try for Compassionate Leave ect why when the government say we all pay into super then when it's needed why can't we access it atleast that the bills ect are getting paid and we can contstrate on getting through this rocky journey without added stress. Any other suggestions let's try and fight for proper policies put in place for people and families to aleast lessen the burden of some sort. Shazx
77 Replies
- primekMemberMy super is a government one and it doesn't have built in income protection. I'm going to look into trying to get it added just in case I need it again in tbe future.
- HanksterMemberI have been very lucky my HR department helped me get a medical assessment with my super fund . I was deemed unable to do my job had have been deemed "disabled". This means I have been able to access the insurance component of my super until I reach my preservation age. So sorry to hear others have not had the same experience. It was a traumatic exercise with reports being required from my gp , oncologist and psychologist. I consider myself very lucky
- ShazSMemberYou have my backing Ladies. Shaz x
- ShazSMemberHi Margie, thanks and for sure you all will be the first to know have been reading other posts and seriously this needs to change and have funding readily available and stop with all the confusing red tape and different binding this and that ect . Shazx
- onemargieMemberI hope you can claim if so let us all know how you did it as none of us have had any luck. Glad you're on the mend from your surgery. Take care of yourself rest up and keep us posted. Margie ❤️
- ShazSMemberHello All, How are you all going? Surgery over gee that was an experience they got the cancer and took three lymph nodes . Got so sick after surgery and again this morning just coming good. My heart goes out to of whom have or are going through this journey. Anyway my super told me no I don't have income protection, come Monday I will call HR. Good luck to all and best wishes Shazx
- onemargieMemberBe careful as I don't believe you can claim on your super even after that time. I've had a friend on Newstart for nearly two years and she can't claim any of hers either. Margie
- MKitty68MemberMy super doesn't have any income protection either, and I have heard that you need to have been on CL payments for 26 weeks before you can draw funds from your Super fund. I really hope i'm not still on Newstart by then, but i want to try get some out to pay the back-pay on my two loans.
If you're not aware, you can call your loan providers and have the payments put on hold for 6 months due to being out of work due to illness. The interest still accrues and hey were unable to tell me if it would affect my credit rating, but at least i have a reprieve from the payments until January. - iserbrownMember@HIT pleased to hear that you are updating your binding nomination. Take care xx
- HITMemberThankyou Summerhill & Iserbrown, I have completed the forms for a binding nomination, now just to remember to do it every 3 years!! Lets hope that we can all change the system, even a little bit, so that many people who are struck with serious illnesses, accidents can receive some help, before they are just about destitute.