Hello Milly21 - I have always had private health insurance. When my GP gave me the results of my biopsy (HER2+ and spread to lymph nodes) he explained the option of electing to go with public health. Seven years on with countless scans, three recurrences, three surgeries, and well over 90 Herceptin infusions, meetings with oncologist etc I give thanks to my GP for making sure I was fully informed about my options. In that seven years I have paid for parking. You also have the option of electing either Public or Private for different aspects of your health and treatments. Suggest you meet face to face with a private health insurance officer before making a decision and take someone with you to take notes and clarify confusions.