Alas @onemargie Centrelink cut off my New Start and my pension card. They said the stock market was going to go up and we would go over the threshold. It never happened and those shares are purchased with borrowed money in a loan against our house anyways. We are done with Centrelink and will just sell down a few shares to live on and when hubbys super becomes available to use next year we will be able to pay out the house loan. My super which I am not allowed to have as I am only 55 is only about $800 now. Every year it goes backwards in fees. At the moment our share values won't cover the full loc loan. DSP was refused.