Forum Discussion
Income protection/tpd cover
hi all christmans 2016 went on holidays from work , (work in disability which is very emotionally and physically demanding) only to be dx with bc. Feel ripped off have exhausted all sick pay and hol...
I just checked my income & TPD status on my Super - i currently only have employer funded Super.
It appears that I am not covered for either! Does anyone know if i apply for it now, if i'd be covered as it'd be classed as pre-existing? Is it worthwhile applying for it now? I am having mastectomy in 3 weeks then chemo after that, then radiotherapy after that. I have 2 weeks annual leave for the surgery, but apparently will need time off for the chemo, etc.
It appears that I am not covered for either! Does anyone know if i apply for it now, if i'd be covered as it'd be classed as pre-existing? Is it worthwhile applying for it now? I am having mastectomy in 3 weeks then chemo after that, then radiotherapy after that. I have 2 weeks annual leave for the surgery, but apparently will need time off for the chemo, etc.