Forum Discussion
Income protection/tpd cover
hi all christmans 2016 went on holidays from work , (work in disability which is very emotionally and physically demanding) only to be dx with bc. Feel ripped off have exhausted all sick pay and hol...
Views
Sign in to react to this post
Hi @Dandelion...I have income protection and had the same response when my GP asked if I had it...I said "I'm not sick enough" and her response was "OMG Nikki...you've got breast cancer!!!" The forms are a pain, but we've more or less gotten into the rhythm of filling them out every 3 months.
Here's my advice:
- meet with your GP monthly
- keep a record of all medical appointments (I type them up as an attachment to the form...they seriously cannot argue with this)
- try and ensure you have a case manager for whom you have a phone number, or at the very least, a direct email
- be confident that your diagnosis does fit under the impairment definitions
- do not feel guilty - this is your right, not your privilege and part of your cover as part of your super
Nxx
Here's my advice:
- meet with your GP monthly
- keep a record of all medical appointments (I type them up as an attachment to the form...they seriously cannot argue with this)
- try and ensure you have a case manager for whom you have a phone number, or at the very least, a direct email
- be confident that your diagnosis does fit under the impairment definitions
- do not feel guilty - this is your right, not your privilege and part of your cover as part of your super
Nxx