hi there this is my experience with my super fund, I tried to claim on compassionate grounds and was declined as my cancer was not classed as terminal, and tried to get it for financial hardship and was declined that too as I had to be on a Centrelink benefit for at least 26 weeks, wasn't able to claim a Centrelink payment either so no sickness or newstart for me as I have a husband that works and the cutoff is from memory is $957 a fortnight which he does earn more than that but believe me we are far from being a wealthy family. And from memory might have been able to claim medical expenses had I gone private ( we don't have private cover) but my oncologist and treatment was through Redcliffe Hospital and they were great but couldn't claim anything as its a public hospital, and couldn't claim travel costs either as the hospital is less than the kilometres allowed to claim I think its like 30 or 50kms ?? but cant quite remember, so we had to exhaust all our savings and got through - just. But if your mum is single and that's the only income she has then she could claim sickness benefits but I think its around $250 per week?? or if her partner earns less than above a fortnight, The bastards wouldn't even give me a bloody thing. You work your arse off all your life and cant use it if you need it. I didn't want all of it just a small portion. But check with Centrelink as I overheard on the news one night about a $20k loan you can take out interest free now for financial stress so maybe look into that, I didn't hear the whole thing but that is something I would of used for sure. Not sure about how many hoops you will have to go through but maybe worth investigating. as far as chemo goes, everyone is different, rest rest rest, tell her to listen to her body if she's up to doing stuff do it if she's not then don't. I've read on here how some women still work through it so you wont know until she starts but hang in there it is doable. Margie :)