hi there marion I'm not considering reconstruction at this stage as I'm more than happy with the prosthetics at the moment but am on the waiting list at royal Brisbane if I change my mind at some stage but I don't think so. I am having my other boob off at the Redcliffe hospital with dr Borrowdale who has been great so far and the only thing I'm out of pocket for is the bed ($350) surgeon is around $800 from memory and $118 for the anaethesist and I get 75% back of that and the surgeon from medicare. I'm off work til the new year and wanted to have it done while I'm off rather than having more time off next year and also the wait publically would be 12 months as its not considered necessary. Talk to your private health company and see which is the more affordable option for you. I only need to stay in overnight as well. I'm 44 by the way too and like you wanted the surgery while I'm healthy enough to do it. I also qualified for the gene test as I'm aged under 50 and have no family history so there is the prospect of having to have my ovaries out if I test positive fingers crossed I'm not. Hope this helps. Margie