I remember reading Outlander when it first came out!
Re: Income Protection - check your Super policy @taboogal. Mine is still in the assessment stage although all of my doctors have said that it won't get knocked back. Living on air since December! The worst thing about it is that you have to do the specified time frame not working. If you go back to work for even a couple of hours, you negate it and have to start again. It's ridiculous. There have been times when I could have done some work at home and it would have been a win for everyone. But I just don't know when and how long those times are going to be.