Forum Discussion
No Gap Providers in each State ...... Who DOESN'T Charge Out of Pocket expenses?
Many of us get caught out by the biggish Gap Fees charged by so many of the health providers so I thought some sort of list may be helpful to everyone? Mine is currently $6000 Out of Pocket & climbin...
@Vangirl - yes, generally if you are in the public system, you don't have the choice of surgeons or where your surgery will occur - and usually don't have to pay any 'gap fee' and receive excellent treatment & results!
Those of us who've paid Private Insurance FOREVER . ... are often surprised when we get charged massive Gap Fees! They keep changing the rules tho, e en with Private Insurance (as @Summerhill38 mentions above)
With my surgery, I had about a $3000 gap fee, there was $500 gap with my pathology fee, $500 because my surgeon's hospital wasn't on NIB's 'list' ...... there was a $100+ gap with my Ultrasound/mammogram/Biopsy day .... another gap with other procedures ..... about $6,000 all up so far ....
These days, when you ring to check if a specialist is available for your procedure - the first question they ask is "Do you have Private Cover?'' Then they start slogging you!
With my surgery, I had about a $3000 gap fee, there was $500 gap with my pathology fee, $500 because my surgeon's hospital wasn't on NIB's 'list' ...... there was a $100+ gap with my Ultrasound/mammogram/Biopsy day .... another gap with other procedures ..... about $6,000 all up so far ....
These days, when you ring to check if a specialist is available for your procedure - the first question they ask is "Do you have Private Cover?'' Then they start slogging you!