It can be so confusing when opinions vary - unfortunately with this disease there are so many variables. At the end of the day it is your body and your decision. You need to decide what is best for you and weigh up the risk of the disease, the stress of "what if " and if annual monitoring is the best option for you.
It it is not easy to go through analyzing pros and cons of all the possible scenarios, and what each choice means in terms of impact for you and your family.
i suspect though in the back of your mind you have a preferred option - try not to second guess yourself too much and go with your gut.
Ask lots of questions so that that you are comfortable with your decision.
all the best
hugs
Chris xx