Another test!! Have a you got a friend in a local member. Maybe you could have a chat but at the end of the day Sharon it is only bloody money. I know it is hard sometimes to find money but please don't stress about it. If you have to pay it so be it - on the positive side you will be able to claim it back on your tax. Please let it go and think about getting well and "back to your new normal". My husband and I don't have an abundance of money - like most people - but we now look at it exactly as it is - just money - paper only. Take care XLeonie