Hi Heidihoe,
You shouldn't have to pay thousands for genetic testing. That's ludicrous! Speak to your team of specialists, for example, your surgeon who can have a word with the Familial Cancer Centre for you.
My surgeon referred me to a Familial Cancer Centre in Sydney to do a genetic test, because I was young (under 45) even though I didn't have any known family connection with BC. My surgeon suspected that it may be genetic, because I had Triple negative BC. When I did the genetic testing I found out that I had BRAC 1. This result helped me and my specialists make important decisions about treatment.
You should also mention your cousins to them, because that is still important. Your cousins serve as examples of other family members having cancer even though it may not be immediate family members. There are people who are fortunate enough to not get cancer even though they have a genetic fault BRAC 1 or 2.
I think that it is terrible to prevent people who want genetic testing just because they don't have any KNOWN immediate family members who have had cancer OR alternatively charge them excessively for it. Obviously, people who are concerned about having a gene fault have good reason for it and wouldn't ask for testing otherwise. The fact that you have already had cancer should be a good enough reason for them to allow you to do the genetic testing for FREE.
I hope what I have written is of some help to state your case next time you see your specialists.
Liz