As soon as I put that comment there I thought, just ring and ask. They are very informative. I am a private hospital patient, and I have one more fee of $100 to pay as they split the annual hopital gap into 3, beginning with the 2 lots of @$200. So I will be up for it all over again next year as each chemo visit is classed as an admission. Then I will only have to pay extra for the "high cost medications" if my doctor charges above the reco retail price. The advised I ask on the first day. But I have made the decision to go the private system, and I keep getting told not to worry about it, my husband wants to do that for me!! So I wont keep banging on about the constant flow of bills! (smiling).