Hi Lisa. You've certainly had a journey and a half, but the honesty on this site is one of the great things about it. Like you, I have found my income protection isn't as good as I was lead to believe (kicking myself now for not being across that more closely); my kids keep telling me not to stress too much about it & my inner self knows that fighting this bloody disease and getting through treatment is the priority; just such an opposite way for me to think after years & years of conditioning that work is always #1. I am due for long service leave in 4 months - how ironic that instead of planning a trip away, this at least may be my saving grace financially? Thanks so much for sharing your story and advice with me xx