Emotions and costs of BC

I was pretty much the same as @mum2jj in that I had private health cover, so had surgery and chemo at a private hospital, then had radio at a public hospital (where I work). I had no out of pocket for chemo or radio, and just the excess for hospital, surgeon, and anaesthetist. My surgeon actually organised for me to have a CT whilst in hospital, so that it was covered by the hospital excess. Any tests you have in hospital are covered by your hospital excess I believe. The oncologist also organised my visits to her to be on the same day as chemo, so those visits were also covered as part of my day oncology (chemo) treatment for that day. I agree at times it seems very random what is covered or not, especially when it comes to tests, and if you are lucky enough to get someone who can utilise the system to give you maximum advantage, it can really make a difference. Also, I didn't find any difference being treated at a private hospital versus a public hospital, though the sandwiches were nicer at the private! Good luck with your treatment, it can be challenging even when things goes smoothly and you have millions in the bank (so I hear).