Combined private and public
Diagnosed a couple of weeks ago with grade 2 breast cancer and have met with surgeon privately and getting an MRI done this week. Have not discussed out of pocket costs but wanted to know if anyone h...
Forum Discussion
I was first referred to a Breast Surgeon, He charged a $500 gap for surgery. I did Chemo Privately. I think I had small medicare gap with Oncologist consults. I know BUPA paid out well. The Oncologist told me that Radiotherapy could be done in the Public sector, with no cost to me. I'm in SA, I don't know how this works in other states. My Onc made the referral to Public R/T, and it all flowed very well. Private R/T can cost something like $2000-$4000 gap. I've heard of a friend negotiating the R/T gap successfully.
I did pay gaps with Radiology types of tests. In hind sight I should have asked each time test was ordered if it could be bulk billed. Since I have been asking, I have often been bulk billed.
My care has been excellent and prompt. Hopefully the Public sector would have been too.
You may not feel this appropriate now, but if you have Income protection you should start your paper work now, if you want to claim. There is often a waiting period. If you have a regular job and superannuation, you probably have IP within in it.
If you update your profile, we can answer some questions more specifically. Eg location.
You won't know how all of this affects you until it all starts happening.
I was very lucky. No nausea with Chemo. Didn't lose my hair (used Cold Cap)
I did have side effects, but none serious. You can't predict. Keep an open mind.
I was also lucky with R/T, no burning. I used Mepitel. You can ask about these things as you go.
There is so much to take in, but you can do it.
I always keep a question list on the go, for each next visit.
Take someone with you, for second pair of ears. Husband, friend or sister etc
All the very best with your treatments.
I did pay gaps with Radiology types of tests. In hind sight I should have asked each time test was ordered if it could be bulk billed. Since I have been asking, I have often been bulk billed.
My care has been excellent and prompt. Hopefully the Public sector would have been too.
You may not feel this appropriate now, but if you have Income protection you should start your paper work now, if you want to claim. There is often a waiting period. If you have a regular job and superannuation, you probably have IP within in it.
If you update your profile, we can answer some questions more specifically. Eg location.
You won't know how all of this affects you until it all starts happening.
I was very lucky. No nausea with Chemo. Didn't lose my hair (used Cold Cap)
I did have side effects, but none serious. You can't predict. Keep an open mind.
I was also lucky with R/T, no burning. I used Mepitel. You can ask about these things as you go.
There is so much to take in, but you can do it.
I always keep a question list on the go, for each next visit.
Take someone with you, for second pair of ears. Husband, friend or sister etc
All the very best with your treatments.