@Zoffiel, I tried accessing my super once i was diagnosed with metastatic, i though i can pay of the debts and spend some money on sprucing up the house and go on a holiday with my husband, you know enjoy the money before i am gone. My oncologist filled out all the forms and did everything possible to help me get the money which belongs to me.........There "doctors" said claim denied........WHY? a terminal illness has to have a lifespan f less than 1 yr...... I said to them well i am terminal and i hope i get to live longer then 1 yr , i hope i live 10 yrs and more.
So even though the money belongs to me and now i keep paying fees on it so each year it gets less and less, i am not enititled to pull it out. Eventually by the time i have left my husband will be left with nothing. Ridiculous. That and private health cover....Dont even get me started on them haha.
Just wanted to point out to others reading this that the definition of terminal illness changed a few years ago and is now two years - so you now should be able to access your super and/or any life insurance if your doctors certify that you have less than two years to live.
