Travel Insurance
Dear community
Has anybody had experience of purchasing travel insurance post surgery and further treatment? Will value your contribution
Forum Discussion
9 Replies
I'm using Covermore for an upcoming overseas trip. I declared my breast cancer treatment. I've also had a hysterectomy and ovary removal in the last 6 months, so I'm paying a few hundred extra on my premium (optional), I'm not sure if the breast cancer increased my premium as well, but they've covered me for it.
It's very likely that my premium increase was mainly due to my surgical procedure in the last 6 months. I had to complete their medical declaration, and the questions for breast cancer were mainly to establish where I was in relation to my treatment. I finished all my 'active' treatment 2 years ago and I'm just taking hormone therapy now.
Thank you again and happy travels. I feel more confident about navigating the requirements of various insurers.
You've allayed one of my fears that cover would simply be refused. Adjustment of premium seems fair way for an insurance company to price risk. I had been told by a friend that cover would probably be denied. I know to tap into the abundant bcna resources. Thank you very much and hope you are now feeling well.
It varies from company to company - some exclude a cancer history from any cover. So you need to shop around. I have never had to make a claim so I can’t say that Covermore is good from that aspect, but I could get good cover at a reasonable rate, with my cancer history known.
Hi
I travelled many times while still taking hormonal therapy. I used Covermore, always indicated I had had cancer and never had a problem. The main issue was not being hospitalised within six months of travel. While you are correct in saying you don’t have cancer, there is always the very slim possibility of some unrelated illness, that exposes an earlier incidence of cancer which may possibly affect your cover. But it’s a slim chance. Happy travelling.
Hi Jujujudith
I've travelled overseas & within Australia numerous times since my diagnosis & surgery/treatment in 2018.I've always said 'no' to 'if I have cancer' (as it was all removed.) However, I was never on chemo or ongoing injections for anything - only on Hormone Suppression.
IF you are currently 'on active treatment' (ie chemo or other treatment that needs regular injections etc whilst you are away or that may make you unwell?) then I am guessing you may have to say 'yes'.
Do you require treatment 'whilst you are away'?
Definitely Talk to your Onc about it.
Wishing you all the best xx And enjoy your travels!Thank you so much for your reply. That is exactly what I wanted to know. Following surgery I also am cancer free. I shall discuss with my oncologist when I see him but think "there's nothing to see here".
Best wishes xx
And if you ARE on any medications, it would be worth taking the original scripts with you, even if you have the tablets/meds in your luggage.
Some countries like to see the script if you are bringing medicines into their country.
Many Years ago, there was a thriving 'underground supply' of meds from Australia to Asian countries (eg birth control & others) that they were not able to access themselves .... even some 'over the counter' meds too.
