I have to concur with Jane! that was pretty much my scenario, but my Plastic Surgeon put me through the public system which was awesome. So everything has been covered, there are alot of PS that work the public system as well, the only reason as I said it worked for me was I had a recurrence so I was Category 1 not much waiting so had the Mastectomy/Diep Flap, though it was only a 2 inch disc of tummy skin not a complete flap but filled with my tummy :) they talked me out of private purely for the out of pocket, Id used private for 6yrs and I still do, however am glad I didnt for this.