@Jodles Im so sorry to hear about the extra stress that you are being put under by this! @Zoffiel thank you, is absolutely right. I had income protection, it was through VicSuper it's an education one, they have a built in component of income protection which I don't pay for it's part of the super, they dont tell you though!! What Superannuation are you with?? I had my 2nd bout of BC in 2015 and finished treatment in the December, it took me til Feb to find this and put in a claim, I had served my 90 days by then, so that was great. I DID not have to lose a boob to qualify, that's the most ridiculous thing Ive heard, all you need to qualify for income protection is a Breast Cancer diagnosis I was told.
I started my claim once my sick leave was exhausted and it last 2yrs, it was 75% of my predisability wage. I did go back to work 3 days a week, but it took me 2yrs to go back full time. The insurance company AMP were fantastic! they organised an Exercise Physiologist for me and so many other services.
Who are you with?? Id certainly wait until you know more about your diagnosis and even wait to claim depending on your treatment. xx M