Forum Discussion
Changing insurance within Super - will it trigger a total review?
I'm purchasing a property to live in and, as it's the first time I've had a mortgage without a partner, I've been looking into income protection insurance. As it looks like I can't get it due to havi...
Hi there, this sounds like a situation that many people would find stressful, especially when you've worked hard to put plans in place for your future and want to make sure you're protected.
While everyone's circumstances are different, questions about whether an increase is treated as a new application, and whether existing cover could be affected are common.
It might be worth speaking directly with your super fund's insurance team or a financial adviser who has experience supporting people after a cancer diagnosis, as they may be able to explain exactly how changes to cover are assessed under your policy. Wishing you all the best with the property purchase and your insurance decisions. 🏡