I have top private health cover but they only covered $250 of my $6000 private surgeons bill for lumpectomy. I think I was almost more shocked by that than the diagnosis!! Medicare covered $750. The private health did cover the day surgery hospital costs which would have been around $1400 I think.
Having said that, once I adjusted my mind to the huge out of pocket fees, I’m glad I went private. My surgeon saw me within 24 hours of suspect report, she got clear margins and I think a good cosmetic result too.
I guess the point is that it didnt make much difference to the cost that I had insurance.
