@Dani1981 Sending you & your mum lots of love & strength. As has been mentioned, there are quite a few support people on this forum which just goes to show that cancer not only effects the individual but also family & friends. We are all here for you & will give you all the support & help you need. Your mum is so lucky to have a loving daughter like you & you will get through this together. You have all been through a lot in the past year with the loss of your Dad so I can only imagine the grief & anxiety you feel right now.
One thing which is a positive is that the cancer has been caught early which is a big plus. My cancer was caught early also so I ended up having a lumpectomy. As my surgery was a success & my margins were clear, I only had radiation for 3 weeks with NO chemo & NO medications. I didnt even really need radiation but my cancer was aggressive so i decided to go ahead. Hopefully your mum may have an easy road ahead so try & think positive as hard as it is.
I learnt early on to only focus on the things I do know & not what may happen in the future. You have to deal with so much so its good to not worry about the "unknown" as it may never happen. Things change all the time through this "journey" so try not to overthink too much.
A far as public v private goes, everyone is different & has personal choices. i went to a private hospital for surgery & paid NOTHING for the entire procedure. I also went private for my radiation. It did cost me around $3k but i was happy with that as it meant I could choose my location & time of my daily treatment which was important to me as I live in regional SA. I was looked after extremely well getting a private waiting area & nurses who saw me every day before or after treatment to check me out.
I know many others on this forum who loved the public system & swear by it & I think that is great that we have options & they are both wonderful so I guess the decision is up to your mum. Ask questions & get advice from her medical team but the decision is up to you.
I wish you & your mum lots of prayers, love & strength. take care xx