HI @Mary_Anne_2020 i was in a very simular situation, my team took into account my age, my family history etc, I was in a grey area for benifit but they are statistics and no one really knows for sure...I ended up doing the chemo (TC) but I stopped after three rounds as I had reactions to the infusions and a lot of other side effects but I know of other people that get through it with minimal fuss...everyone is different...it is a tough desicion to make I spoke to a lot of people including the breast care nurse and the psychologist to get my head around it all..good luck with it all!! Xx