Financial Information Forum - we want your questions

@sandramj ,I agree with moat of what you have written above, but I'm not sure about the newcomers to Australia. When we immigrated here, twenty two years ago, we each had 20kg of luggage, and by the time we had changed our money into Aussie dollars, we had about 11 thousand dollars. With this we had to find a job for my husband, private rental accommodation,bond, electricity and phone connection, a car, furniture, school uniforms for our two children, pots, kettle etc...the lot. We were issued medicare cards, with NO concessions, just what other Australians had. We had no transport concessions and were exempted from making any Centrelink claims for a period of three years. Our family have not sucked on the public teat (unlike many Australians born and bred, and often multigenerational sucking, I might add), but have paid out taxes and contributed to our society in every way. None of us has been before the courts, misused drugs, or asked for any handouts.