Financial Information Forum - we want your questions

Easier access to income protection.  I've got cancer, delete expletive...if my doctor doesn't think I'm fit for work and my workplace agrees, why does it have to be so hard and so many forms and have a waiting period - what, do they think the cancer diagnosis may disappear  if we wait 30 days?  One application from me, signed my the GP or specialist with a review date should be all that's required.  And why can't I go back to work for a few days if my employer is agreeable, or do some work from home, without negating that agreement altogether and having to start again with a waiting period?

My second question is about excercise/well-being.  While there are some classes out there such as Encore, there appears to be little access in SA to cheap or subsidised specialist classes.  If exercise is essential during treatment to keep heart and the rest of the body as well as possible, and then afterwards to prevent recurrence, why is it so hard and so expensive.

Finally, and I note that this has been touched on before, why are services and concessions not Australia-wide? - it's ridiculous.