Hi there shaz As some of you would know I've whinged about this several times on the forum and have bought this up too but will post here again as it's related. I've emailed my local member and hesta my super fund about it and am waiting for a response from either of them. Am also going to email the superannuation ombudsman but can't until I get a response from hesta!! ( more govt red tape bullshit) here's what I sent to both
I would like to bring to your attention an article on the front page and page 4 of the Caboolture News (13th September issue) about a story about a beautiful Labrador that had bone cancer, and although a heart warming story, I felt disappointed for the following reason.
The young bloke who owns the dog, 25 year old Sean O'Brien is studying his vet nursing and full credit there, but when reading the article he says that he claimed his super to pay for the surgery that his dog needed. I'm not upset that he was able to do that either, but was quite honestly pissed off that he got to claim his for surgery for his dog and I had a life threating condition with my breast cancer I couldn't claim a single cent of mine!
You may or may not be aware that to claim any of your superannuation for financial hardship you must of been on a Centrelink benefit for a minimum of 24 weeks and be diagnosed as terminal, or the bank is about to take your house and for that to happen you must be at least 3 month in arrears and in doing that destroys your credit rating.
obviously Sean has been on Austudy or equivalent and has been able to make a claim but I'm baffled as to how he was able to get away with this ?? Because my husband continued to work, to try and keep paying the bills we were not entitled to any Centrelink benefit and therefore not able to make a claim of any description or on my super either. Trust me we aren't wealthy people just working class, but had he not worked we would of lost our house.
So for him to make a claim on his super for his dogs surgery, I really thought that this would not of been allowed as its not like it was surgery for himself that he desperately needed, don't get me wrong I'm happy the dog survived, I have two Labradors myself and they are a huge part of my family, but I just feel that I have worked all my life, found myself in a situation I had no control over and wasn't even able to claim a small amount to even pay the bills, which I am still catching up on by the way.
And on top of that he had help with a go fund me page, which again I commend his friends for doing but he clearly states he had it sorted financially as he claimed his super for the procedure.
I just feel there should be some sort of flexibility with claiming your super for financial hardship and it shouldn't be just for people on a Centrelink benefit. I understand its for your retirement and like I said I was only wanting to claim a portion of it and because I wasn't terminal (thankfully) and because I used the public system so I couldn't claim medical expenses, couldn't claim for travel either as we are outside the threshold, and couldn't claim to help pay the bills while I was having treatment and recovering.
Im hearing your frustration shaz write to your local member like I did. The more of us that whinge the better and maybe someone might actually listen
Margie ❤️