Superannuation
Hi All, Just venting my frustrations, for two days I have emailed the super I have like many of others have about trying to access some of my super to help out with the incoming house hold bills mortg...
Forum Discussion
@ShazS Hello! Well you outline something that I think most of us have gone through. It is true, unless you are dying you will not be able to access your Super unless you have non preserved funds, which is private contributions you've made then maybe those. The other way is financial hardship, but if you have another wage coming in, that won't work. I've been through it all at my diagnosis in 2015 in which I had to stop working for 3 months and Im a single parent it was very difficult. I also tried Centrelink to be told I could get sickness benefits but I had to spend something like $8000 of my own money before they would kick in!! and it would take about 3 months. Ummm useless!!! so I gave up and lived off what money I had saved.
about 5 months after that I found that 1 of my Superannuation funds had income protection included as a component, so I applied, eventhough I went back to work 3 days, they picked up the 2 days I couldnt work and paid 65% of my overall wage. It's been better than nothing and I've done this for 2yrs as thats as long as it lasts, it finishes in January. So I have no choice but to go back full time, whether I can manage it physically or mentally or not!
So in terms of what you can do, you can get extensions on bills and pay them off in installments too. It is crazy as you say, there is really no financial assistance not really.
Hugs Melinda xo
about 5 months after that I found that 1 of my Superannuation funds had income protection included as a component, so I applied, eventhough I went back to work 3 days, they picked up the 2 days I couldnt work and paid 65% of my overall wage. It's been better than nothing and I've done this for 2yrs as thats as long as it lasts, it finishes in January. So I have no choice but to go back full time, whether I can manage it physically or mentally or not!
So in terms of what you can do, you can get extensions on bills and pay them off in installments too. It is crazy as you say, there is really no financial assistance not really.
Hugs Melinda xo