@Jen79x who is your Income Protection with? I'm with Vic Super the education one, in 2015 I started chemo in August but by September I wasn't able to work, so I was off 4th term of school. Thing is I didn't find this until like January of 2016 so they had a 90 day waiting period which I had served from september and then got back paid. Anyway I was on it for 2 years and have just finished this month, so I only went back to work 3 days as I worked in an Autism Specific School and was physically and mentally demanding.
Ok so you are on chemo still??? that stipulation seems ridiculous to me, as what if like me you had to stop working 3/4 the way through?? you are still deemed unfit to work and your Oncologist would be able to do the paperwork for that. So how long do you have left?? ive not heard of that before, you should be able to apply at any stage you are on treatment, though Id imagine until all leave is paid they take it from there and you serve a waiting period.
Hmmm
Melinda x