Appropriate liability insurance to cover Pink Lady events
Hi girls,
I have just registered to hold a Mini Field in Launceston during Octpber 2013 and received three pages of info about the Community Fundraising Guidelines.
In this a section covers Legal Matters and it is advised that we have to get appropriate liability insurance to cover the Pink Lady event, as BCNA insurance does not extend to external events.
I can understand that BCNA cannot possible cover us all but does anyone have experience regarding the correct insurance being obtained?
In talking with people from other volunteer groups Association Liability; Public Liability; Entity Liability and Volunteer Workers Cover have all be mentioned. Seems like it is a mine field.
One suggestion was not to sell merchandise then it would not be required???
We do not want to be fundraising in order to pay insurnace premiums.
I look forward to hearing your thoughts, girls of Oz!