Travel Insurance

Donsy1981
Donsy1981 Member Posts: 5
I hope it is ok to post on here.  I am seeking advice on where to get travel insurance.  I am heading to Bali in May.  I am currently still receiving Herceptin.  Any I have found that will cover BC state must be 6 or 12 months post treatment.  TIA 
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Comments

  • Afraser
    Afraser Member Posts: 4,444
    Covermore is the one I have used without any problem, even when I was still on 
    Herceptin. I hunted around for ages and then found that the standard offered by my travel agent covered everything. Never had to claim but I think others on this site have also used the same company satisfactorily. Enjoy your trip, I am just about to book for Spain.
  • Donsy1981
    Donsy1981 Member Posts: 5
    Thanks heaps.  I will contact Covermore.  Enjoy Spain.  It is a beautiful country.
  • mum2jj
    mum2jj Member Posts: 4,315
  • Michelle_R
    Michelle_R Member Posts: 901
    I use Covermore too - have never needed to claim, but everything is covered so long as you were diagnosed over 6 months ago, have not had chemo/rads for 6 months, your cancer never progressed beyond the original site, and your trip is for less than 6 months.
  • Donsy1981
    Donsy1981 Member Posts: 5
    Thanks Michelle.  I finished radiation on 9 Feb so this might be a problem
  • Michelle_W
    Michelle_W Member Posts: 54
    I used BUPA as they are my private health provider, they were cheaper and new my history did have to pay a little more to be covered for breast cancer but it was still cheaper than travel agents recommendation..
  • Donsy1981
    Donsy1981 Member Posts: 5
    Thanks Michelle W.  I will contact Bupa as well 
  • Ann-Marie
    Ann-Marie Member Posts: 1,113
    @Donsy1981 I just wanted to jump in here to let you know if you search travel insurance you will be able to see more conversations that have taken place in the online network from members. This may also help you out.
  • Donsy1981
    Donsy1981 Member Posts: 5
    Thanks for the tip Ann-Marie
  • bronmeg1
    bronmeg1 Member Posts: 23
    Travel insurance grrr.  
    Has anyone have any tips?  I was diagnosed with metastatic breast cancer (lung involvement) in 2015.  For the first time since original breast cancer diagnosis decided to put self first & tick an item off the bucket list & book an overseas holiday. Found a great agent, booked a great holiday, then went away to book insurance.  I have contacted more than 2 dozen insurance companies & none will cover cancellation or anything related to the 'pre-existing medical condition', because it involves a primary organ!!  I still work, though the new med (hormone) makes me tired & increases the hot flushes (joy!!), I am asymptomatic.  But no one will touch me.  Have tried brokers, but haven't bothered to get back to me.
    As a side vent, my sister in law & brother are joining me for a portion of the trip, but she has a diagnosed heart condition, on medication, and yet can get cover!!  
    Sorry, but when are insurance companies going to treat people as individuals & not just a tick box on a computer screen!!!
    My holiday is in May.  Has anyone got any suggestions?
  • Southgirl
    Southgirl Member Posts: 80
    Hi BronS - travel insurance sure is a source of frustration with metastatic breast cancer. It is so unfair when most of us are quite fit and active - and wanting to travel while we are well. I'm thinking about an overseas trip, and have been googling travel insurance companies - it was looking impossible to find cover if your cancer has spread beyond the primary site. However I did come across one company called AllClear Travel Insurance Australia. It says it specialises in cover for pre-existing medical conditions (the website says "any condition, any age").  I assume it would be very expensive - but it may be worth checking with them?  Good luck - please let us know if you have any success.
  • Afraser
    Afraser Member Posts: 4,444
    Oh dear, my usual standby - Covermore - may not be so good in this case, as one of the conditions of cover is that the original cancer has not extended from one location.
    Covermore may still be worth contacting though, as my understanding is they will still cover cancellations, luggage, medical etc for anything completely unrelated. So you would still have some cover. The chance of anything related occurring is usually so small (unless you are travelling for six months or so) that it is indeed really infuriating. Good luck.
  • melclarity
    melclarity Member Posts: 3,528
    Here here! Ive always used Covermore also through my 6yr BC Journey. x Melinda 
  • bronmeg1
    bronmeg1 Member Posts: 23
    Key word there guys is 'unrelated'.  I heard a tale of an insurance company refusing to pay on luggage as they considered it 'related' to breast cancer!!! They lost, but that shows their thinking.
    Covermore was my original go-to as it was recommended by the travel agent & my sister-in-law was covered by them.  But considering I am fitter & 'healthier' than her, she was covered, they won't cover me & you don't get the option of providing information from doctors as the computer tells them no

    Thanks Afraser, I was thinking of using the insurance cover just for 'unrelated' risks,since I have been so unsuccessful. Especially since it has been months since I started my enquiries & the holiday is around the corner.  So long as I get the all clear from the oncologist in April, it will be all systems go

    Thanks Jude M, I'll give them a try.  CoverMore has been the most expensive cover quote so far, anyway, 

    Thanks all


  • Cate64
    Cate64 Member Posts: 446
    @Jude M i tried them for travel insurance, a cruise Singapore to Sydney plus 5 nights in Singapore pre cruise, tgey wanted $2500 for fiverage